A delayed but significant case of financial fraud has come to light, after an IT consultant filed an FIR 21 months after discovering a ₹3 lakh credit card fraud, raising serious concerns over digital banking security and delayed reporting. 📍 What Happened? According to the complaint: The victim, an IT professional, noticed unauthorised transactions worth around ₹3 lakh on his credit card The transactions allegedly took place over multiple instances, without his consent Despi